| Free
Checking Account |
Our Free
checking account is offered for those who want the most value and
convenience in a checking account. You must open the account with
a minimum deposit of $25.00, but there is no minimum balance required
to maintain the account. No monthly maintenance fees or per item
charges are charged to the account. Enrollment in online banking
and electronic statement delivery is required. Your first order
of 50 blank checks is FREE.
|
| Regular
Checking Account |
| Our most popular checking
account, best suited for the average customer who writes more than 10
checks a month. You must open the account with a minimum deposit of
$25.00, but there is no minimum balance required to maintain the
account. There is a $1.00 monthly maintenance fee and a $.10 fee for
each check or electronic transfer charged against the account during
any monthly statement period. Those fees may be offset, however, with
an earnings credit of $.10 for each full $100 of the average daily
balance of your account during that monthly statement period, but that
credit will not exceed the total of the fees charged against the
account. Your first
order of 50 blank checks is FREE. |
Handi Checking
Account |
| The Handi account is the most
economical for a customer who writes eight or fewer checks a month and
typically keeps a low balance in their account. You must open the
account with a minimum deposit of $25.00, but there is no minimum
balance required to maintain the account. There is a $.25 fee for each
check or electronic transfer charged against the account, but there is
no monthly maintenance fee. Your first order of 50
blank checks is FREE. |
Senior Citizen
Account |
| Our Senior Citizen account is
offered to our customers who are 55 years of age or older or who are
permanently disabled. You must open the account with a minimum deposit
of $25.00, but there is no minimum balance required to maintain the
account. No monthly maintenance fee or per item charges are charged to
the account. Your
first order of 50 blank checks is FREE and electronic statements are
available. |
Money Fund
Checking Account |
| The Money Fund Checking is our
NOW (Negotiable Order of Withdrawal) account. It is best suited for
customers who maintain a balance in excess of $1,000 in their checking
account and would like to earn interest on those funds. You must open
the account with a minimum deposit of $1,000.00, and the balance of
your account must be at least $1.00 at the end of any day for interest
on the account to accrue that day. A service fee of $7.00 will be
imposed for each monthly statement period if the average daily balance
in the account during that monthly statement period falls below $1,000.
No monthly maintenance fee or per item charges are charged to the
account. Your first
order of 50 blank checks is FREE. |
Business
Checking Account |
| Our business checking account
must be opened with a minimum deposit of $25.00, but there is no
minimum balance required to maintain the account. There is a $7.50
monthly maintenance fee, a $.12 fee for each check or electronic
transfer charged against the account during any monthly statement
period and a $.25 fee for each deposit to the account during any
monthly statement period. Those fees may be offset, however, with an
earnings credit of $.10 for each full $100 of the average daily balance
of your account during that monthly statement period, but that credit
will not exceed the total of the fees charged against the account. Electronic statements
are available. |
