REALTunes

Go to the iTunes® Store, make a list of stuff you want, and put it on our tab. Seriously. We mean it.

REALTunes is a free checking account that earns you iTunes® credits every monthly qualification cycle. To qualify, you have to do crazy things like use your debit card and receive eStatements. Real tough, right?

So download music, movies, apps...whatever you want. It's on us.

Summary
  • Receive $10 iTunes® credits at signup
  • Earn $7 iTunes® credit each monthly qualification cycle
  • Nationwide ATM fee refunds (up to $20 per monthly qualification cycle)
  • No monthly service fee
  • No minimum balance requirement to earn rewards
  • Unlimited checking
  • Free online banking with bill pay
  • Free eStatements
  • Free MasterCard® debit card
  • Minimum $25 deposit to open
  • FDIC insured

Qualifying for REALTunes rewards is as easy as buying gum. Here's all you have to do:

  • Access online banking at least once per monthly qualification cycle
  • Receive eStatements instead of paper statements per monthly qualification cycle
  • Have at least 12 debit card purchases post and clear per monthly qualification cycle

But if you don't qualify one monthly qualification cycle, don't worry. REALTunes is still absolutely free with unlimited checking. Best of all, you can get back to earning the iTunes credits and ATM fee refunds the very next monthly qualification cycle.

Earn iTunes® download refunds up to $10 with initial account opening regardless of qualifications. Earn up to $7 in iTunes® download refunds each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account; however, it will not receive ATM refunds or iTunes® refunds for that time period. No minimum balance required; however, you must deposit a minimum of $25 to open this account. Available to personal accounts only. iTunes® downloads must be purchased with your debit card associated with your REALTunes™ account. ATM fee refunds up to $20 per statement cycle. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple's® iTunes®.