Kasasa Saver

Do you Kasasa?® If you want to earn interest way higher than the national average, you should. Check out Kasasa Saver. This free account works in tandem with Kasasa Cash® checking to create an automatic savings builder.

Earn really high interest and ATM fee refunds* with Kasasa Cash. These earnings are automatically transferred into Kasasa Saver, so your nest egg builds itself. It seems like a no-brainer. Don't just bank, Kasasa.


• Free*, high-interest savings account

• Linked to free* Kasasa Cash checking account

• Automatic transfers of Kasasa Cash rewards

• 1.01% APY* on balances up to $15,000

• 1.01 – 0.58% APY on balances over $15,000 depending on balance in account*

• 0.05% APY* if qualifications are not met on Kasasa Cash

• No monthly service fee

• No minimum balance to earn rewards

• Free online banking

• Free eStatements

• $25 minimum deposit to open

• FDIC insured

Qualifying for the Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn these rewards, simply do the following during the monthly qualification cycle.

• Have at least 12 debit card purchases post and settle

• Be enrolled and receive eStatement notice

• Be enrolled and log into online banking

• Have at least 1 automatic payment (ACH) or direct deposit post and settle

If you don't qualify, don't worry. Both accounts are still completely free, and you still earn our base interest rate on both accounts. And you can get back to earning the full rewards the very next monthly qualification cycle.

*Enrollment in online banking and eStatements is required to have a Kasasa Cash account, and a Kasasa Cash account must be maintained to have a Kasasa Saver account. If you fail to enroll in online banking and eStatements within 90 days of account opening, we will convert your Kasasa Cash account to a Regular checking account that has per check and monthly maintenance fees and we will convert your Kasasa Saver account to a Statement Savings Account that has a $2.50 monthly maintenance fee if your average daily balance is less than $200. APY=Annual Percentage Yield. APYs accurate as of 10/1/15. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) balances up to $15,000 receive APY of 2.01%; and (2) balances over $15,000 earn 0.51% interest rate on the portion of the balance over $15,000, resulting in 2.01% - 0.71% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $15,000 in Kasasa Saver earn 0.51% interest rate on portion of balance over $15,000, resulting in 1.01% - 0.58% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Kasasa Cash account domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per fee incurred and up to a total of $10 per monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.