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Line of Credit

Business Line of Credit

Being flexible is how you’ve gotten this far in business. Your financing should have the same flexibility. A business line of credit lets you draw repeatedly from the same credit, so you can fund inventory, working capital, and more — without having to reapply.

Since your credit line will already be determined, there is no delay due to application and approval. You’ll only pay interest on what you use, and you can expect competitive rates that won’t leave you in the red.

  • Competitive rates for a wide range of long-term or seasonal business needs
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Helps avoid building credit card debt
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Local decision-making and processing in Western New York
  • Attentive, friendly service from start to finish
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