You’ve searched Alden, Lancaster, and the greater Buffalo area, but you haven’t found the perfect home. Take matters into your own hands with a construction loan. Alden State Bank allows you to act as your own General Contractor — with no short list of qualified builders to choose from!
We offer competitively low rates and a quick, simple draw schedule to meet your needs at every stage of the build. Plus, you’ll have the option to convert to a permanent mortgage upon completion, saving you thousands in closing costs.
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Construction draws applied in stages based on work completed
- Local decision-making and processing in Western New York
- Attentive, friendly service from start to finish