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Free Checking Account

Free Checking

Free checking lets you be you. With no monthly service fee or minimum balance requirements, you won’t be stuck monitoring your balance to avoid fees. Plus, you’ll get unlimited checking and time-saving services, like online banking and bill pay. 

Get value, simplicity, and convenience — all in one place. Open this account today with just a $25 minimum deposit!

Transferring accounts from another bank? We’re glad to have you! Just download our switch kit to get started.

Stop Waiting — Start Checking

¹Enrollment in online banking and eStatements is required to have a Free Checking Account. If you fail to enroll in online banking and eStatements within 90 days of account opening, we will convert your account to a Regular checking account that has per check and monthly maintenance fees.

Our deep community roots make us proud to serve Western NY!