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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

The best-kept secret to safe investing isn’t a secret at all. Alden State Bank CDs are an easy way to grow and protect your funds. Interest rates are guaranteed to never drop during the term of your open CD— regardless of market conditions. 

Now offering 182-day CD at 4.65% APY and 9-month CD at 4.25% APY. 1

We offer flexibility and a wide range of terms. Start boosting your portfolio today with just a $500 deposit.


  • Fixed rates, higher than regular savings
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 30 days to 4 years)
  • No setup or maintenance fees
  • Early withdrawals may result in penalties
  • Renews automatically upon maturity
  • FDIC insured
  • $500 minimum deposit to open
Set Yourself Up For Future Success

1  182-day CD 4.57% Interest Rate, 4.65% Annual Percentage Yield (APY). 9-month CD 4.18% Interest Rate, 4.25% Annual Percentage Yield (APY). Rates accurate as of 06/18/2024.

Our deep community roots make us proud to serve Western NY!